Education Hub

The 2024 Autumn Budget has brought several changes that will impact homeowners, aspiring buyers, and property investors. With all these changes, we’ve cut through the noise to bring you a breakdown of the key updates that could affect your mortgage, protection needs, and property plans. Stamp Duty Changes: Higher Rates for Additional Dwellings One of […]

The pivotal point in continuing your property-selling adventure The sale of a home is invariably a period filled with stress and significant emotional investment, often mirroring the complexities encountered when purchasing your first property. This experience can become even more intricate for those simultaneously selling their current home while buying a new one. Following the […]

Several strategies can enhance the appeal of properties under pressure to sell quickly In the competitive realm of property sales, presentation is paramount. A well-prepared home is foundational, encompassing internal and external repairs, decluttering, new paintwork, and selecting a proficient estate agent. Equally important is the collation of necessary legal documents. Several strategies can enhance […]

A scenario that applies to nearly everyone except the fortunate few who own their residence outright Many homeowners find themselves in a position where they opt to sell their property before the mortgage is fully repaid. This scenario applies to nearly everyone except the fortunate few who own their residence outright or decide to remain […]

As a self-employed barrister, your income can vary significantly, influenced by case timings, the nature of your work, and the accounting methods you employ. These fluctuations, while common in the profession, can pose unique challenges when it comes to major financial decisions like securing a mortgage. Understanding how your income patterns impact mortgage applications is […]

Should you improve your existing home or purchase a new one? Deciding between improving your existing home or purchasing a new one can take considerable time and effort. If your family is expanding, your workspace is spilling onto the kitchen table, or your bathroom feels more like a closet, it might be time to upgrade […]

Several considerations that can help you simplify the process  The process of purchasing a family home can be arduous due to the many factors you need to consider when viewing properties for sale. Although finding the perfect family home is challenging, several considerations can simplify the process.  Before you invest hours in property viewings, distinguish […]

A second home comes with its own set of challenges and regulatory intricacies Acquiring a second home comes with its own set of challenges and regulatory intricacies. Among the considerations, Stamp Duty on additional properties is a financial element that demands thorough understanding. Stamp Duty represents a significant facet of the property transaction process, especially […]

Do you feel guilty about not being able to do more? While it is well known that the “Bank of Mum and Dad” facilitates many people’s first steps onto the housing ladder, a recent survey reveals the significant emotional and financial strain this support places on families in today’s Britain. Parents with adult children recognise […]