Education Hub

We’ve created a selection of helpful resources covering a variety of mortgage-related topics, but if you still have questions, book a Phone or Video Call with one of our mortgage advisers or call us on 0204 5999 444.

March 2025 Stamp Duty Deadline: A Reminder for First-Time Buyers

For first-time buyers (FTBs), staying informed about upcoming changes in the property market is essential to avoid unexpected costs. With the March 31st stamp duty deadline fast approaching, now is the time to understand what’s changing and how it may impact your home purchase. What’s Changing? Since September 2022, first-time buyers have benefited from a […]

How to Safeguard Your Empty Rental Property?

What to consider when leaving the property vacant for an extended period Void periods are an inevitable part of being a landlord, with most encountering a vacant rental property at some point. A property without tenants poses significant risks, as no one can promptly handle daily maintenance or report issues. Therefore, safeguarding your empty property […]

Interested in Short-letting Your Property? Explore the Key Considerations

A new source of income and providing travellers with an affordable and comfortable alternative As a landlord, you may contemplate short-letting your property for various reasons. You may want to generate additional income, or you may need to move temporarily due to work or personal matters. The term might seem self-explanatory, but short-term lets usually […]

Understand What Attracts the Most Desirable Tenants

Several key factors consistently appeal to tenants when searching for rental properties As the rental market expands, landlords increasingly encounter heightened competition as they seek to rent out their properties. With more landlords entering the market to capitalise on the financial benefits that renting can offer, presenting properties attractively has become crucial for securing a […]

Key Factors to Consider When Viewing Auction Properties for Investment

What to look for when viewing potential investments In the dynamic world of property trading, auctions give savvy investors unique opportunities to acquire properties at potentially lower prices to add value and secure a profitable return.  However, navigating the complexities of auction properties requires a keen eye for detail and strategic planning. Whether you’re a […]

Gazumping on the Rise – How to Protect Yourself

Insurance can help cushion the financial blow Recent research reveals a worrying trend in the housing market: 37% of buyers are now being gazumped, a rise of 6% over the past two years. While homebuyers cannot completely prevent this from happening, there are measures you can take to mitigate its impact and put yourself in […]

Is it Worth Investing in a House Survey?

One in three home buyers who invested in a house survey managed to save money If you’re questioning whether house surveys are worth the expense, the latest research offers compelling evidence of their value. A comprehensive house survey can help identify potential issues that may not be visible during a standard property viewing. According to […]

Looking to Renovate Your Home? Understand the Possible Legalities

Do you need planning permission or approval for building regulations? Undertaking a home renovation or expansion project is an exciting endeavour. However, it’s essential to understand the legal aspects, including whether you need planning permission or approval for building regulations. Planning permission is likely required if you’re embarking on significant changes to your home. Certain […]

Top Tips to Improve Your Garden and Elevate Your Home

Trends to modernise outdoor spaces this summer Outdoor garden spaces offer an excellent way to enjoy the summer weather, a season dedicated to outdoor living and al fresco dining. Each summer promises exciting new garden trends to modernise our outdoor areas, with significant predictions on how to style, design, and utilise our gardens. Gardens provide […]

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