CASE STUDY
When the right property becomes available, acting quickly can make all the difference. In this case, we arranged short-term bridging finance to help a client secure their ideal countryside home—without needing to sell their current London property or lose access to a market-leading mortgage rate.
By structuring the deal strategically and moving at pace, we helped them retain a 1.69% fixed rate until the end of 2025, while significantly reducing the need to draw on their own funds.
• Profession: Chief Marketing Officer
• Residency: UK Resident
• Combined Property Value (cross-charge): £2.265M
• Loan Amount: £865,000
• Loan Type: Bridging Finance at 0.79% p/m
• LTV: 70%
The client’s priority was to purchase a new country home quickly—without being dependent on the sale of their existing residence. They also wanted to retain their current mortgage, which was fixed at 1.69% until December 2025, and avoid tying up too much personal capital in the process.
Speed and precision were critical. A traditional route would have involved selling their existing home or refinancing prematurely, potentially losing access to their favourable rate. They needed a flexible funding option that could bridge the gap between properties without compromising their broader financial plans.
The clients were referred by a professional advisory firm that had previously worked with us and trusted our expertise Referred by a trusted asset manager, the client was introduced to us specifically for our track record of delivering results on complex cases with tight timelines.
We secured bridging finance at 0.79% per month, using both the existing and new property as security. This short-term finance solution was carefully structured to:
Our proactive management and close coordination across all parties ensured that the facility was completed efficiently and in full alignment with the client’s goals.
• New countryside home secured without selling the current property
• Existing mortgage at 1.69% successfully retained
• Short-term bridging finance delivered on competitive terms
• Client preserved flexibility by using less of their own cash
This case is a clear example of what makes our approach different. Where others may have struggled to deliver under pressure, we structured and completed a short-term finance solution that balanced speed, value, and long-term planning. Trusted for our service and expertise, we helped the client make a confident move without compromise.