CASE STUDY
When the opportunity to buy a dream countryside home arose, speed and the correct structure made all the difference for one uk-based professional. A tailored bridging finance solution enabled the Chief Marketing Officer to secure a £2.265m country home without having to sell their current London property which would mean losing access to a market-leading mortgage rate.
By structuring a strategic deal and moving at pace, we helped the UK resident to retain a fixed mortgage rate of 1.69% until December 2025, while significantly reducing the need to draw on personal capital. Explore this case as we demonstrate the power of a flexible bridging loan when long-term financial strategy intersects with a short-term opportunity.
• Profession: Chief Marketing Officer
• Residency: UK Resident
• Combined Property Value (cross-charge): £2.265M
• Loan Amount: £865,000
• Loan Type: Bridging Finance at 0.79% p/m
• LTV: 70%
The client had three key goals:
Speed and precision were critical. A traditional route of sale and purchase would have risked losing access to their favourable fixed-rate mortgage, forfeiting the property to another buyer with no chain, and straining the liquidity with early repayment or refinancing. They needed a flexible funding option that could bridge the gap between properties to make a chain-free property purchase without compromising their broader financial plans.
Referred by a trusted asset manager, the client was introduced to Henry Dannell specifically for our track record of delivering results on complex, time-sensitive cases.
We worked swiftly to confirm a bespoke short-term bridging loan structured with:
Our proactive management and close coordination across all parties ensured that the facility was completed efficiently and in full alignment with the client’s goals.
This case highlights the value of experience and precision in bridging loan exit strategy planning. By taking a proactive, advisory-led approach, we were able to protect the client’s existing mortgage, unlock a new property opportunity, and maintain financial control.
Our ability to execute under pressure, while safeguarding long-term interests, is exactly why clients and introducers trust us with high-stakes transactions.
This is a case study and not indicative of typical results. Past performance is not necessarily representative of future results. This information is for general purposes only and does not constitute financial advice. Please seek professional advice before making any financial decisions.
Please note: a bridging loan is a short-term loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any debt secured on it. The Financial Conduct Authority does not regulate some forms of bridging finance. Bridging finance / loan deals may not be available and lending is subject to individual circumstances and status.